Privacy Policy

JJY Financial (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at jjyfinancial.com or contact us about our services.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use our website.

We may collect the following types of information:

Personal Information You Provide

• Name, email address, and phone number (via contact forms)
• Mailing or service address
• Information about the services you are inquiring about
• Any other information you voluntarily submit to us

Automatically Collected Information

• IP address and browser type
• Pages visited and time spent on the site
• Referring website or search terms
• Device type and operating system

We use the information we collect to:

• Respond to your inquiries and provide requested services
• Schedule consultations and follow up on service requests
• Send administrative communications (appointment confirmations, etc.)
• Improve our website and service offerings
• Comply with applicable laws and regulations
• Protect against fraudulent or unauthorized activity

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We may share your information only in the following circumstances:

• Service Providers: Trusted third-party vendors who assist us in operating our website or conducting our business (e.g., email platforms, scheduling tools), subject to confidentiality agreements.
• Insurance Carriers: When you request an insurance quote or policy, relevant information may be shared with licensed insurance carriers for underwriting purposes.
• Legal Requirements: When required by law, court order, or government authority.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You may disable cookies through your browser settings; however, some features of the site may not function properly without them.

We may use third-party analytics tools (such as Google Analytics) to understand how visitors interact with our site. These tools may collect anonymized data subject to their own privacy policies.

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal information we collect, use, disclose, or sell
• Request deletion of your personal information
• Opt out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising your privacy rights

To exercise these rights, please contact us at raul@jjyfinancial.com.

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately so we can delete it.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the revised policy.

If you have questions or concerns about this Privacy Policy, please contact us: